UK take-home pay calculator 2026/27

£
Your salary from your contract or job offer.
Pick “Per hour” if you are paid by the hour.
Scotland has different tax rates.
Full-time is usually 37.5.
Student loan (tick all you have)
Not sure which plan? Plan 2 = started uni in England or Wales 2012–2023. Plan 5 = started in England from 2023. Leave blank if you have no loan.
Often 5% for a workplace pension. Use 0 if none.
Check your payslip. If unsure, keep “Normal”.
Take-home a year
£28,719.60
A month
£2,393.30
A week
£552.30
Overall tax + NI
17.9%
ItemYearMonthWeekDayHour
Gross pay£35,000.00£2,916.67£673.08£134.62£17.95
Income Tax-£4,486.00-£373.83-£86.27-£17.25-£2.30
National Insurance-£1,794.40-£149.53-£34.51-£6.90-£0.92
Take-home pay£28,719.60£2,393.30£552.30£110.46£14.73

Calculator by PayPlainly